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Subcommittee on Commerce, Trade, and Consumer Protection
July 11, 2001
12:00 Noon
2322 Rayburn House Office Building
Mr. Chairman, I
thank you for the opportunity to testify at this morning's hearing, "The
Potential for Discrimination in Health Insurance Based on Predictive Genetic
Tests." I am delighted to be here this afternoon with my dear friend and
distinguished colleague from Maryland, Rep. Constance Morella, to discuss this
pressing health issue.
Two hundred
twenty-five years ago, Thomas Jefferson drafted our nation's Declaration of
Independence to include the phrase, "All men are created equal." He
could scarcely have known that this statement would turn out to be a literal
truth, as well as a figurative one. With the completion of the mapping of the
human genome, science has revealed to us the fact that human beings are 99.9
percent the same, regardless of race, gender, or nationality.
The remaining 0.1
percent of the human genome accounts for all the human variation we see around
us, from eye color to major disability. And while some of us may appear to have
been blessed with better genes, none of us has perfect ones. Every person
carries between five and fifty genetic flaws that predisposes him or her to a
range of disorders.
Over the past few
years, entire newsletters, medical journals, and online services have sprung up
to cover the advances in genetic medicine. Along with these discoveries, we are
seeing a corresponding increase in the number of genetic tests available to
Americans. People can now take advantage of genetic tests that will help gauge
their risk for breast cancer, colon cancer, and Huntington's Disease. In all,
over 800 genetic tests are now available. In time, we expect that new therapies
will be developed to target disorders based on our knowledge of the genetic
information involved. Scientists will be able to focus treatment on diseases at
the molecular level, alleviating side effects and other unintended consequences.
All of this great
promise can only come to pass, however, if genetic research can proceed forward
unimpeded. Today, the greatest threat to genetic research comes from the
potential for genetic discrimination - the misuse or abuse of genetic
information.
Today's hearing
proposes to address the "potential" for genetic discrimination.
Unfortunately, genetic discrimination is not just a theoretical possibility; it
is already a reality. For example, in 1997, the New York Times reported
the story of a woman who took a genetic test for early onset breast cancer. It
came back positive. As a result, she decided to undergo a prophylactic double
mastectomy. When she petitioned her insurer to cover this procedure, her request
was denied. She then re-submitted her request, sending with it the results of
her genetic test, which indicated a dramatically increased risk of cancer. Upon
receiving this information, her insurer denied the request again, and
canceled her policy.
This story
encapsulates Americans' worst fears about the potential abuse of genetic
information. As policymakers, however, we must look beyond the anecdotal stories
to the fundamental policy issues at hand. In my judgement, genetic
discrimination is unfair for three key reasons:
As I stated above, every
person has genetic flaws. As a result, we are all potentially uninsurable.
By allowing discrimination to persist, we are simply punishing those people with
the bad luck to have the genes that were discovered first.
Having a
given gene does not necessarily mean one will ever get sick.
A genetic mutation only confers a higher - or lower - level of risk.
Our
understanding of genetics is in its infancy.
In most cases, we do not have a solid grasp of what it means to have a
particular genetic mutation, or how much risk is elevated. As a result, this
information is useless as a basis for decisions about insurance coverage or
premiums.
By banning genetic
discrimination, we are simply asking insurers to continue covering the exact
same people, under the exact same conditions, they are covering today.
Any Congressional
effort to ban genetic discrimination should adhere to four fundamental
principles:
-
It
should ban discrimination in both health insurance and employment.
If our goal is to make the American people comfortable in taking a genetic
test, we cannot ban genetic discrimination in just one area or the other.
-
It
should contain strong provisions prohibiting the collection and disclosure
of predictive genetic information without informed consent.
Predictive genetic information should be a matter of privacy, not a matter
of commerce.
-
It
should protect all forms of predictive genetic information, including family
history. Much of our
predictive genetic information comes from our knowledge of the disorders
that run in our family. People need to be comfortable discussing this
information with their health care providers and having it in their medical
records.
-
It
should contain meaningful enforcement and remedies.
It is not enough for Congress to pass a law but not punish violations. The
abuse of genetic information represents a fundamental violation of an
individual's person. It should be treated as such.
Representative
Morella and I believe we have the legislative solution to genetic
discrimination. We are proud to sponsor H.R. 602, the Genetic Nondiscrimination
in Health Insurance and Employment Act. This bill has the support of well over a
majority of the House of Representatives, as well as hundreds of outside
organizations. We hope the Energy and Commerce Committee will act to pass H.R.
602 as quickly as possible.
Once again, Mr. Chairman, I thank
you for the opportunity to testify here today. Representative Morella and I look
forward to working with you ensure that social policy keeps pace with science,
and Congress passes a strong, meaningful genetic nondiscrimination law.
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