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The Potential for Discrimination in Health Insurance Based on Predictive Genetic Tests

Subcommittee on Commerce, Trade, and Consumer Protection
July 11, 2001
12:00 Noon
2322 Rayburn House Office Building 

 

The Honorable Constance A. Morella
U.S. House of Representatives
2228 Rayburn House Office Building
Washington, DC, 20515

Mr. Chairman, Members of the Committee, I am delighted to be here today and joined by my good friends Congresswoman Louise Slaughter and Dr. Craig Venter. I appreciate the opportunity to testify on The Potential for Discrimination in Health Insurance Based on Predictive Genetic Tests.

As you may recall, last summer in a special ceremony at the White House, the completion of the "rough draft" of the human genome was announced. This was a significant milestone and has been compared to the incredible discoveries of Galileo.

The Human Genome Project, with its goal of producing detailed maps of the 23 pairs of human chromosomes and sequencing the DNA that make up the human genome, has identified genes responsible for diseases such as glaucoma, colon cancer, and cystic fibrosis.

With the identification of these genes, million of Americans are renewed with hope for promising genetic therapies to cure their disease, or that of a love one. We have witness in recent years the rapid pace of medical discoveries and growing optimism for a future with less human suffering.

However, to fulfill the promise the mapping of the Human Genome holds, we do need to address the issue of genetic discrimination. For example the presence of a cancer causing gene may indicate a predisposition but does not guarantee that the person will contract the disease: How should an employer or insurer respond?

The ethical, social and legal implications of genetic advances have been the subject of intense scrutiny and concern. As scientific knowledge about genetics advanced, many researchers have expressed concerns about how this information will be used. While genetic information and genetic technology holds great promise for improving human health, it can also be misused.

Genetic information can be used as the basis for insidious discrimination....the misuse of genetic information can be a serious problem, in terms of people's access to employment and health insurance and the continued ability to undertake important genetic research. I believe, as do many others that the misuse of genetic information has the potential to impede medical research.

Privacy and discrimination are two critical issues regarding genetics. The privacy interests of an individual and his or her genetic information is important and fundamental to all Americans, and the protection of privacy can make discriminatory actions less likely. However, the approach would be to prohibit this potential misuse of the information by prohibiting discrimination.

These concerns have encompassed fears of discrimination in many aspects of life, including employment, and health and life insurance. A study on discrimination found that a number of institutions, including health and life insurance companies, health care providers, blood banks, adoption agencies, the military and schools, were reported to have engaged in genetic discrimination against asymptomatic individuals. The discriminatory practices alleged included treating a genetic diagnosis as a preexisting condition for insurance purposes, refusal by an adoption agency to allow a woman at risk for Huntington's disease to adopt based on the woman's genetic risk, and termination from employment after disclosure of a risk of Huntington's disease. Similarly, another study reported that twenty-two percent of the respondents indicated that they or a family member were refused health insurance as a result of a genetic condition.

Mr. Chairman I have had the honor for the past 14 years to represent Montgomery County in Maryland, Genome Alley. My district is home to the National Institutes of Health and hundreds of biotechnology companies such as Celera. As a member of the House Science Committee, I Chaired the Subcommittee on Technology for 6 years. We held hearings on the Human Genome Project, the pace of discovery was rapid, the Project is moving forward., but I was always concerned with the possible misuse of genetic information.

I have come to the conclusion that we need legislation that will:

  • cover all genetic information -- including family history -- that predicts future health risks in healthy individuals.

  • prohibit both health insurers and employers from collecting predictive genetic information and from using it to discriminate in the health care system and the workplace.

  • provide individuals who experience genetic discrimination the right to seek redress through legal action, with access to meaningful remedies.

  • ensure that those entities holding genetic information about individuals will not disclose it to third parties without the permission of the individual.

Mr. Chairman, in closing I would like to bring to the attention of the Committee what President Bush said about genetic discrimination in his radio address on June 23rd.

"Genetic discrimination is unfair to workers and their families. It is unjustified -- among other reasons, because it involves little more than medical speculation. A genetic predisposition toward cancer or heart disease does not mean the condition will develop. To deny employment or insurance to a healthy person based only on a predisposition violates our country's belief in equal treatment and individual merit."

Again I would like to express my appreciation to the Committee to be able to testify today. I do realized this is in part because I am the lead Republican sponsor for the Genetic Nondiscrimination in Health Insurance and Employment Act, H.R. 602, a solid bipartisan bill. I hope as part of this oversight hearing that the many good merits of this bill will be recognized.

Thank you.

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